The second critical component of an overall ecommerce software solution is a shopping cart merchant account. This is a bank account that is enabled to work online with the ecommerce shopping cart software and accept credit card payments through a web gateway. Money can then automatically transfer from the shopping cart merchant account to the business's designated business bank account. A shopping cart merchant account often comes as part of a web-based or pre-packaged ecommerce solution, but can also be obtained individually and used with custom-built Internet shopping cart software. Expect to pay set-up and monthly fees for an ecommerce merchant account, as well as a small percentage of every transaction. You have to have a shopping cart merchant account to do ecommerce on the web.
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