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An ecommerce web site must be designed to accept credit cards online by using a merchant account, credit card processing software, and shopping cart credit card processing. E-commerce credit card processing on an e-commerce website is fairly easy to do, and many offer the ability to download the information directly into financial software for easier invoicing and revenue tracking. There are a number of types of credit card merchant accounts and Internet merchant accounts available that charge a variety of fees or take a percentage of the total online credit card processing totals. Online credit card processing can be done through various merchant account software packages that can work as easily as adding HTML code to your website for easy shopping cart credit card options. Some packages also offer a gateway to accept credit cards online through the e-commerce website so that all transactions can be done in real-time. All credit card merchant accounts provide a way in which to authorize, process, and managed credit card and debit card transactions for easy e-commerce credit card processing.