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More about ecommerce credit card processing: PayPal, an EBAY company, has been around since 1999 and is considered by some the best ecommerce Credit Card Processing system today. The nice things about PayPal are that both customers and sellers are covered by their system. First, customers can pay via your online pay pal store quickly and without you having to implement a merchant account with your own credit card processing, making it easy to sell online. Second, if a dispute arises, both the customer and seller get to state their peace. PayPal is the ultimate judge of who is telling the truth, but if you are lying their arbitration staff can tell. Lastly, you can get access to monthly records that are exportable, which comes in handy during tax time!