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Echeck payments have been around for years, but have become more widely accepted in the past two years. An Echeck is a type of direct debit where the purchaser validates their checking account and transfers the money directly to a seller for goods or services. One of the reasons echecks have become more popular is thanks to people's use of a PayPal store. In addition to accepting credit cards for ecommerce Credit Card Processing, PayPal also accepts echecks and other debit forms, opening up a greater audience for your webstore.