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Most Internet shopping cart providers offer bundled solutions, with at least a merchant account and credit card provider included. But what if you don't want to use their choice of provider or merchant account? It depends on the provider. Most shopping carts offer different tiers of service that look like this:
* Use our bundled merchant account and credit card gateway.
* Choose from this list of compatible merchant accounts and credit card gateways.
* Use your own choice of merchant account and payment gateway, but it may not integrate as well as the other choices and require more work on your part.
If it's more important to you to use a specific merchant account/credit card provider, it might be easier to find a compatible shopping cart.