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January 12, 2007, Newsletter Issue #77: Merchant Account or 3rd Party Credit Card Processing.
Tip of the Week
While arguments for both sides can be made, most online retail services use a 3rd party integration for their ecommerce credit card processing. While a merchant account allows a more direct relationship with the bank, 3rd party credit card processing companies usually are easier to integrate with, charge a lower transaction fee and provide support for the customers they serve.
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